Important Disclaimers

Please read these important disclaimers carefully before using our financial consultation services. These disclaimers outline important limitations and considerations regarding our services.

General Service Disclaimer

Our financial planning consultation services are provided for informational and advisory purposes only. We do not guarantee specific financial outcomes or results. All recommendations are based on general principles and your individual circumstances may require different approaches.

Information Accuracy

While we strive to provide accurate and current information, financial markets and regulations change frequently. We cannot guarantee the accuracy, completeness, or timeliness of all information provided during consultations.

• Market conditions and regulations may change after consultation
• Information is provided based on current knowledge and circumstances
• Third-party data sources may contain errors or delays
• Individual financial situations require ongoing review and adjustment

Limitation of Liability

Our liability in connection with our consultation services is limited as follows:

• We are not liable for financial losses resulting from market conditions
• Our responsibility is limited to the consultation fees paid
• We exclude liability for indirect or consequential damages
• Force majeure events are beyond our control and responsibility
• Client decisions and implementations remain client responsibility

Professional Advice Limitation

Our consultation services do not constitute formal financial advice as defined by regulatory authorities. For specific financial products or complex situations, we recommend consulting with licensed financial professionals in your jurisdiction.

External Links and References

We may reference external resources or websites during consultations. We are not responsible for the content, accuracy, or availability of external sites or services. Use of external resources is at your own discretion and risk.

Results and Outcomes

Financial planning results depend on numerous factors including market conditions, personal discipline, economic changes, and implementation consistency. We cannot predict or guarantee specific outcomes from our consultation services. Individual results may vary significantly based on personal circumstances

Financial Service Limitations

Our consultation services are subject to important financial limitations and considerations:

• We do not provide regulated financial advice or sell financial products
• Consultations focus on general planning principles and strategies
• Implementation of suggestions remains entirely your responsibility
• Market risks and regulatory changes may affect planning outcomes

Jurisdiction and Governing Law

These disclaimers and our services are governed by Canadian law and subject to Canadian jurisdiction.

Client Indemnification

Clients agree to indemnify Synctopic against claims arising from misuse of consultation services, failure to disclose material information, or implementation of suggestions contrary to professional advice.

Severability

If any provision of these disclaimers is found unenforceable, the remaining provisions continue in full force and effect. Invalid clauses will be replaced with enforceable alternatives maintaining the original intent.

Changes to Disclaimers

We reserve the right to update these disclaimers periodically. Clients will be notified of material changes through email or website notification. Continued use of services constitutes acceptance of updated terms.

Contact Information

For questions about these disclaimers or our consultation services, please contact us using the information below.